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Loan Portfolio Risk Management
Loan Portfolio Risk Management
Smarter Risk Management for EV Lenders

Preksha’s AI-driven risk platform monitors EV battery health across your loan portfolio, flagging high-risk assets and optimizing recovery strategies. Empower financial institutions to proactively manage credit risk and optimize asset-backed lending decisions with robust, real-time data.

The Industry Challenge
The Unseen Threats in Loan Portfolio Management

For NBFCs in the EV financing space, maintaining a healthy loan portfolio is essential. However, traditional risk management methods often fall short, relying on static models that cannot keep pace with rapid market changes or the complex performance dynamics of underlying assets.

Reactive Risk Assessment: Reliance on historical data leads to delayed responses to emerging risks.
Opaque Asset Performance: Incomplete visibility into the real-time health of collateral assets undermines risk evaluation.
Inconsistent Data Sources: Fragmented data across different systems complicates portfolio risk analysis.
Compliance Gaps: Missing historical data for regulatory reporting.
Financial Vulnerability: Inadequate risk modeling exposes lenders to higher default rates and revenue loss.
Relatability & Transition:

If you’re facing challenges with reactive risk models that leave your loan portfolio exposed to unforeseen market shifts, you’re not alone. Many financial institutions struggle with integrating dynamic asset performance into their risk assessments. Now, envision a system that continuously monitors asset health and market conditions, turning uncertainty into clarity and risk into opportunity.

60% Faster Risk Identification (Lab-tested for rapid risk detection)
55% Reduction in Default Risk (Assumed based on predictive analytics simulations)
45% Enhanced Data Integration Efficiency (Assumed from controlled system benchmarks)
Actionable Insights: Future-ready analytics that evolve with your portfolio needs.
7K+
Number Of Batteries
2Gwh
Energy Managed
730K ltr/yr
Fossil Fuel Saved
1.06K tn/yr
CO₂ Emissions Avoided
2K +
Number of Buses/Vehicles
Preksha’s Solution
Proactive Risk Management for a Secure Loan Portfolio

Imagine a risk management system that not only reacts but anticipates potential issues, giving you the insight to take action before challenges escalate. iRasus’s platform seamlessly integrates real-time asset data with predictive risk analytics, providing financial institutions with the tools needed to manage loan portfolios with confidence.

Real-Time Monitoring

Continuously track the health and performance of collateral assets to stay ahead of risk.

Predictive Risk Analytics

Utilize AI-driven models to forecast potential defaults and emerging vulnerabilities.

Centralized Risk Dashboard

Access a unified interface that consolidates all critical risk indicators and performance metrics.

Automated Alerts

Receive timely notifications when risk thresholds are breached, enabling swift intervention.

Why_transit_companies_trust_preksha

Why Lenders Trust iRasus

With iRasus, managing loan portfolio risk is transformed from a cumbersome process into a streamlined, proactive strategy. Gain the insights you need to secure your portfolio and drive sustainable growth.

Enhanced Risk Visibility: Gain continuous, real-time insight into asset performance and potential vulnerabilities.
Proactive Risk Mitigation: Identify and address risk factors before they impact your loan portfolio.
Optimized Decision Making: Base your lending decisions on robust, data-driven insights to improve portfolio health.
Improved Financial Resilience: Strengthen your portfolio by minimizing default risks and maximizing recovery rates.
Transform Your Loan Portfolio Risk Management Today

Ready to revolutionize how you manage loan portfolio risk? Discover our advanced risk management platform and see how proactive, real-time insights can safeguard your assets and drive financial stability.

Schedule Your Personalized Demo
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